Credit history is a very simple concept to grasp, hence the shortness of the video. I try to keep it short and simple, giving you guys an idea of how it can hurt your score and how to avoid late payments. There's no magic to it, and no secret way around it. But this can prove helpful for someone that may not know how important it is to maintain a 100% payment history.

Background musing:
Track: Cartoon - Howling (Ft. Asena) [NCS Release]
Music provided by NoCopyrightSounds.
Watch: https://youtu.be/JiF3pbvR5G0
Free Download / Stream: http://ncs.io/Howling

Track: Jo Cohen, Sex Whales - We Are
Licensed to youtube by: AEI (on behalf of NCS); LatinAutor, Featherstone Music (publishing), LatinAutor - ACODEM, PEDL, Sony ATV Publishing, UMPI, UNIAO BRASILEIRA DE EDITORAS DE MUSICA - UBEM, BMI - Broadcast Music Inc., and 8 Music Rights Societies
https://youtu.be/C6IaUMAg3Dc